#CREATING A PERSONAL BUDGET LANCE HOW TO#
#CREATING A PERSONAL BUDGET LANCE PDF#

You’ll be getting information you’ll need to use to create your budget next month.Īt the top of the spreadsheet, fill in the Budget Month in the top left. While you won’t complete a budget the first month, you’ll be doing something even more important.

Under the Giving section, you can list up to two giving goals such as Tithing, Christmas Gifts or Other Charitable Contributions.Īfter you’ve printed off your free budgeting worksheet printable and labeled it, it’s time to get to work.

If you want to keep things simple, you can list all of these together or use one line for savings and the other for investments.

Under the Savings & Investments section, you can list two goals as well.If you want to keep things simple, you can list all debt together on one line, too. Under the Debt Pay Off section, you can list two separate categories of debt if you’d like.Under the Income section, you can list up to two income sources such as My Salary and Spouse’s Salary.Feel free to write in specifics on any line listed on the spreadsheet to customize it for your situation. You’ll notice this budgeting worksheet printable can be customized for your specific situation. If this budget printable and spreadsheet won’t work for you, check out this curated list of 10 budget spreadsheets that might better fit your needs. Then, I’ll share how you can get your free copy to start using today.

#CREATING A PERSONAL BUDGET LANCE HOW TO#

Sign up for our email list and freebies here.įirst, I’ll explain how to get started with the worksheet and how to use it.

#CREATING A PERSONAL BUDGET LANCE PDF#

It’s available in both PDF and spreadsheet form.

Lucky for you, I’ve created a free budgeting worksheet printable that you can use to do just that. The first thing people need to do is track their spending and their income for at least one month so they can create a budget. Sadly, most people have no clue how much money they spend each month or what they spend it on. If you’re ready to quit living paycheck to paycheck or you’re simply ready for some financial security, the first step is getting your finances in shape. Unfortunately, their actions don’t always show they want the financial security they seek. They’d rather have some financial security. Living paycheck to paycheck is a reality for many Americans.īut people don’t want to live paycheck to paycheck.

Creating a personal budget lance